Enhancing financial well-being and work-life balance of teachers in Marawi city: A proposed financial development program

Daluma, Campong B (2025) Enhancing financial well-being and work-life balance of teachers in Marawi city: A proposed financial development program. World Journal of Advanced Research and Reviews, 27 (1). pp. 2035-2043. ISSN 2581-9615

Work-life balance for teachers is a critical issue for their financial well-being. It is known that achieving a healthy balance life will positively impact their performance at work. Thus, this study aimed to explore how teachers’ work-life balance affected the financial well-being of the sixty (60) teachers at District-I Marawi City Division during the school year 2021-2022. The study employed descriptive and correlational design using survey-questionnaires as primary instrument of the study. Frequency and percentage mean, standard deviation, and Cramer's V / Kendall Tau Correlation were used in data analysis and interpretation. The results suggested that there is a direct relationship between the teachers financial well-being into their workplace performance. The financial stress of teachers, stemming from issues like loans and insufficient income impact both on their work performance and overall wellbeing. Moreover, results also revealed that Family-Work Conflict with mean of 2.26 was “slightly managed”, while Work-Family Conflict, mean 2.95 and Work-Life Balance, mean 2.61 was both “moderately managed”. These concluded that financial well-being can create conflict where financial hardship and work-family vis – ‘a – vis imbalance intensify each other, negatively affecting both teachers and their family well-being. Moreover, the findings revealed that financial development program for the teachers will help them have a good financial sense and can plan better on their personal finances.