Data Risk intelligence architecture: Real-time threat detection across billions of financial transactions

Aare, Chandrashekar Reddy (2025) Data Risk intelligence architecture: Real-time threat detection across billions of financial transactions. World Journal of Advanced Engineering Technology and Sciences, 15 (3). pp. 919-926. ISSN 2582-8266

This article presents a comprehensive analysis of data risk intelligence platforms designed for real-time threat detection in financial environments. The article examines how microservices-based architectures can process billions of daily events to identify sophisticated threats targeting financial institutions. The article explores the implementation of User and Entity Behavior Analytics (UEBA) for detecting anomalous patterns, contextual risk scoring mechanisms that transform isolated alerts into actionable intelligence, and high-performance data processing infrastructures that enable sub-second threat detection. Through empirical analysis of production deployments across numerous financial institutions, the article demonstrates how these technologies significantly reduce detection and response times while improving accuracy in identifying both known and novel attack vectors. The article provides a technical blueprint for architects and security leaders seeking to balance regulatory compliance with proactive security measures in increasingly complex financial environments, while also examining emerging technologies that will shape the future evolution of financial security platforms.