No-code innovation in the cloud: Real-time AI and ML for financial services

Jambula, Satwik Reddy (2025) No-code innovation in the cloud: Real-time AI and ML for financial services. World Journal of Advanced Research and Reviews, 26 (3). pp. 991-997. ISSN 2581-9615

No-code innovation in cloud environments represents a paradigm shift in how financial institutions implement and deploy artificial intelligence and machine learning solutions. This transformative approach enables organizations to dramatically accelerate development cycles while reducing dependency on specialized technical resources. The evolution from traditional coding methodologies to sophisticated no-code platforms has fundamentally altered the innovation landscape in financial services, democratizing access to advanced technological capabilities across organizational hierarchies. Financial institutions have significantly improved model accuracy, deployment frequency, and operational efficiency by empowering business domain experts to develop and deploy complex models through intuitive visual interfaces. These platforms leverage cloud infrastructure to provide enterprise-grade security, compliance frameworks, and scalability essential for sensitive financial applications. Implementing real-time decision systems through event-driven architectures has enabled unprecedented responsiveness to market conditions and customer behaviors. At the same time, automated deployment pipelines have compressed time-to-market for new financial products and services. Across multiple application domains, including customer service, credit decisioning, fraud detection, and ecosystem integration, no-code platforms have delivered substantial business value through cost reduction, revenue enhancement, and customer experience improvement.