Cloud-native architecture for regulatory technology: A framework for financial risk detection and legal compliance systems

Boinapally, Diliprao (2025) Cloud-native architecture for regulatory technology: A framework for financial risk detection and legal compliance systems. World Journal of Advanced Engineering Technology and Sciences, 15 (2). pp. 780-795. ISSN 2582-8266

This article examines the transformative potential of cloud-native architecture in modernizing financial risk detection and legal compliance systems. By exploring the foundational components of cloud-native design—microservices, event-driven systems, containerization, and Infrastructure as Code—through the specific lens of regulatory technology, the article bridges the gap between technical implementation and compliance requirements. The article demonstrates how these architectural patterns enable more modular, scalable, and fault-tolerant systems capable of parsing court documents, identifying legal events, and automating compliance processes with greater efficiency. The analysis reveals that cloud-native approaches provide significant advantages in auditability, real-time monitoring, and governance compared to traditional monolithic systems. This interdisciplinary examination offers valuable insights for both engineering teams implementing such systems and compliance professionals who must understand, validate, and govern them, ultimately presenting a framework for successful adoption that balances innovation with regulatory responsibility.