Re-engineering finance: Strategic transformation through cloud, AI and intelligent design

Bhatia, Rahul (2025) Re-engineering finance: Strategic transformation through cloud, AI and intelligent design. World Journal of Advanced Research and Reviews, 26 (2). pp. 3200-3210. ISSN 2581-9615

This study examines financial sector reengineering using Cloud technology, AI, and intelligent design. This research aims to aid strategic transformation. It examined the shift to digital accounting or finance, intelligent financial architecture, and financial system modernisation. Cloud-based ERP platforms like SAP S/4HANA were highlighted. The study focused on real-time reporting, fraud detection, and financial automation. Ultimately, the goal was to eliminate human contact inefficiencies. Corporations that used these technologies experienced faster billing, improved collection rates, and better decision-making. However, Cloud-based infrastructures ensure scalability and regulatory compliance, while AI-powered analytics improved prediction accuracy. Data security, coordination of systems, and compliance with laws were issues throughout the process. The findings showed that Cloud Computing, AI, and intelligent design can revolutionise nimble financial infrastructures. In order to maintain innovation, forthcoming studies should address cybersecurity, AI ethics, and Adaptive Cloud infrastructures. These technologies may be used to create more intelligent and resilient financial systems that can meet modern corporate needs.