Revolutionizing Finance: The impact of generative AI on Automated Lending

Goolla, Naresh Babu (2025) Revolutionizing Finance: The impact of generative AI on Automated Lending. World Journal of Advanced Research and Reviews, 26 (2). pp. 2172-2180. ISSN 2581-9615

The integration of Generative AI into automated lending represents a transformative paradigm shift in financial services, revolutionizing every aspect of the lending lifecycle. This comprehensive article explores how GenAI technologies are reshaping credit assessment methodologies, enhancing fraud detection capabilities, elevating customer experiences through intelligent automation, and streamlining regulatory compliance procedures. By examining the synergistic deployment of Natural Language Processing, Computer Vision, Machine Learning, Robotic Process Automation, conversational interfaces, blockchain technology, and predictive analytics, it illuminates the path toward a more efficient, secure, and customer-centric lending ecosystem. The analysis further addresses critical considerations regarding ethical implementation, regulatory alignment, and strategic adoption frameworks that financial institutions must navigate to fully capitalize on GenAI's potential while maintaining trust and compliance in an increasingly digital financial landscape.