Advances in scalable API platforms: AI-driven API optimization

Somajohassula, Dileep Kumar (2025) Advances in scalable API platforms: AI-driven API optimization. World Journal of Advanced Engineering Technology and Sciences, 15 (1). pp. 1447-1459. ISSN 2582-8266

This article presents a comprehensive analysis of artificial intelligence approaches to optimizing API platforms in financial services environments, addressing critical challenges of performance, security, and cost-efficiency. The article examines four key optimization domains: intelligent traffic management leveraging machine learning for dynamic routing decisions; predictive scaling using forecasting models to anticipate demand fluctuations; anomaly detection employing AI to identify security threats and system irregularities; and cost optimization strategies that balance resource efficiency with performance requirements. Through empirical research spanning multiple financial services segments, including payment processing, trading platforms, and digital banking systems, the article demonstrates that integrated AI-driven optimization approaches yield substantial improvements over traditional methods—reducing latency, enhancing security threat detection, and decreasing infrastructure costs while maintaining or improving service quality. The article identifies implementation frameworks, common challenges, and emerging best practices specific to financial services contexts, where performance, reliability, and security requirements are exceptionally stringent. The article concludes by exploring future research directions, including the potential of federated learning for multi-tenant environments, integration with edge computing paradigms, and ethical considerations in increasingly autonomous system management. This article contributes both practical implementation guidance for financial technology practitioners and theoretical frameworks extending distributed systems research in the context of AI-enhanced infrastructure.