AI-driven predictive testing: Enhancing software reliability in high-stakes financial systems

Palanisamy, Pradeepkumar (2025) AI-driven predictive testing: Enhancing software reliability in high-stakes financial systems. World Journal of Advanced Research and Reviews, 26 (1). pp. 3791-3798. ISSN 2581-9615

This article explores how AI-driven predictive testing is transforming software quality assurance in high-stakes financial systems. Traditional testing methods remain reactive, identifying defects only after they manifest, whereas predictive testing leverages machine learning to anticipate and prevent failures before they occur. The article examines the evolution from conventional to AI-powered testing approaches, detailing core components of predictive testing frameworks, including failure analysis using historical data, dynamic test case prioritization, and automated root cause analysis. Implementation strategies for financial institutions are discussed, focusing on integration with existing DevOps pipelines, data collection requirements, and balancing automation with human expertise. Real-world applications across high-frequency trading, wealth management, and loan processing demonstrate how these advanced testing methodologies enhance system reliability, regulatory compliance, and operational efficiency while significantly reducing financial risks.