Scalability and security in cloud-native financial systems: A dual-pillar approach to modern fintech architectures

Narayanan, Abhilash (2025) Scalability and security in cloud-native financial systems: A dual-pillar approach to modern fintech architectures. World Journal of Advanced Research and Reviews, 26 (1). pp. 488-495. ISSN 2581-9615

This article examines the dual priorities of scalability and security in cloud-native financial systems, demonstrating how modern architecture patterns can satisfy both requirements simultaneously rather than treating them as competing concerns. By adopting microservices, containerization, serverless computing, and advanced database scaling strategies, financial institutions can achieve the elastic scalability needed for variable transaction loads while implementing zero-trust security models, end-to-end encryption, comprehensive API protection, and AI-driven monitoring to safeguard sensitive financial data. Through architectural patterns like multi-region deployments, service mesh implementations, infrastructure-as-code with embedded security controls, and resilience patterns, organizations create robust systems that maintain both performance and protection under stress. The article presents case studies of financial institutions that successfully implemented this dual-pillar approach, illustrating how cloud migration, regulatory compliance automation, and microservice transformation deliver measurable benefits across both dimensions.